Comprehensive Financial Plan
Comprehensive Financial plan will view your each financial decision as a part of whole, while considering your long term and short term effects on your life goals. We will formulate a detailed financial plan which you feel more secure and more adaptable to life changes, once you can measure that you are moving closer to the realization of your goals.
It requires us to collect as much information as possible about your personal and financial information, current resource, assets and liabilities etc. We have to need to analyze the collected information from a number of different aspects to develop a comprehensive financial plan.
Those who are serious about their financial life and could establish long-term relationship till their life ends. Those who understand that Financial Planning is not a one-off exercise as it is ongoing process till the life goals achieved. Comprehensive Financial plan will touch your each and every aspect of your financial needs and make depth analysis of your current and financial needs.
The minimum lump sum Fee starts Rs 17,000 + GST per annum but final fee will be set on the portfolio complexity in the plan which could be fixed or some percentage on annual income.
If you are looking for Complete Organising of your Financial Life, make suitable Investments, getting out of non-suitable Products, and have a disciplined process oriented Financial Plan, this service is for you. We have to prepare for you a Comprehensive Financial Plan that would contain details of:
- Your Cash Flow (Income, Expenses, EMIs, Insurance Premiums, Other savings etc.) will be Analysed.
- Your Net Worth (Assets and Liabilities) will be checked. *Please Note your Real growth is when your Networth grows.
- Your Financial Health Check will be done.
- Your Risk Profiling will be done, to find out suitable Investment Asset Allocation for YOU.
- We will help you Set and Prioritize Your Smart Goals.
- Your Existing Investments will be Reviewed
- Your Existing Insurance Policies will be Reviewed. And Suggest what policies to be kept and what to be surrendered.Also what to be bought as new.
- Your Existing Loans will be reviewed. And suggest what is to be Prepaid and How.
- You will be suggested with Prudent Investment options suitable to your Goals and Your Risk profile.
- Basic Tax Planning Suggestions.
- Investment behavior Counselling.
- We will Help you in Implementing the Recommendations, Monitor the Investments and do a timely review of the Portfolio and Financial Plan. (Optional)
- Last but not least, FREE Annual Filing of your Income Tax Return on every renewal of your Financial Plan review.
We do not promise that the investments you make based on this plan will be profitable. Investments are always subject to various market, currency, and economic, political and business risks. We will not be liable for any losses that may be caused directly or indirectly by such investment decisions. Let's Start Here