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Planning a zeroTax Pay Package*

Are you contemplating change your job? Or Confused about the details on the offer letter?

If yes, you need to consider our 'zero tax pay package' service where you can conveniently structure your annual pay package of up to Rs4,50,000* on a Zero Tax basis.

As a salaried taxpayer you must endeavor to negotiate your pay package in a manner that the same can be included tax free allowances and perquisites. This would ensure that you are able to take maximum take-home pay per month with the minimum deduction of tax.

Although, there is very limited tax planning that can be done for salaried individuals. Often there is not much that can be done for people in a higher income bracket as their provident fund itself pretty much takes care of significant portion of benefits available.

There is, however quite a lot that can be done through salary restructuring;

The implication of tax is higher on a salaried person if salary is not structured properly. At one end there is reason to rejoice for the rise in salaries on the other end there is worry of tax implications on this growth. Our salary restructuring services answers this and many other questions…as follows;

Often we face the following general issues:

  • Is your new employer providing you a tax friendly and optimal salary package?
  • Are you flexible benefits plan structured optimally? Or what's the best plan you can do for your benefits plan?
  • Is your IT declaration proper? Are you giving the company all the required information & not missing out anything?
  • Are you making the best of your cash flows in the yearly declarations?
  • Are you using medical / conveyance / reimbursements / HRA / LTA benefits appropriately & suitable to your situation?
  • Is it better to take company car lease or buy your car personally without the company in the picture?
  • File your returns properly; most people are simply careless and can face much trouble later

*Up to Rs 4.50 lakh only

     Invest Online-NSE

NSE has developed an online platform MFSS. This is a transactional online platform which facilitates you invest as lump sum, redemption, Systematic Investment Plan (SIP), Systematic Withdrawal Plan (SWP), Systematic Transfer Plan (STP), Switch and other transactions of mutual fund units under the strictly guidance of your adviser.



 

 

 

 

 

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  Online Portfolio View

  

Convenience is just a click away! We offer a host of services to manage your mutual funds and other investments. You can now integrated consolidate online portfolio view of all your holdings in all Funds serviced by us in one single window through our Wealth Magic Portfolio Online.  

 

 

 

 

 

 

 

 

 

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Testimonials

I am very happy and greatly satisfied with the PrudentFP Financial Planning services as they are giving to me
Deepak Tiwari, Panchkula (HR)
Suresh has always been thoughtful and insightful with regard to my needs, rather than his own. His investment suggestions have been sensible and fair. He has demonstrated sound and conservative financial ability.
Parveen Sharma, Bilaspur (HP)
Suresh is truly what I will call you as Financial Doctors/True Certified Financial Planners looking after my financial health. I fully recommend his name to whosoever who wants to come to them for getting their financial planning done.
Parvesh Bansal(NRI), Mandi Gobindgarh (Punjab)
I would unequivocally recommend Suresh’s services to anyone who cares about his financial health. The very reasonable fee that Suresh charges for his services are well worth the results.
Suresh Kumar, Sirhoi (Raj)
Suresh’s monthly cash flow management calculations and the consequent recommendations take into account all the requirements of a family and offer complete clarity as to the way forward.
Vishal Kakar, Panchkula (HR)
Prudent Financial Planners gave me a totally different perspective about money and how you can make your money work for you. I got to know about term plans and health insurance and other modes of investments.
Amit Goyal, Panchkula (HR)
Suresh has been advising me on my financial affairs since long time. I have already been burnt my fingers in stock market and then, Suresh had realized and brain stormed me about my investment plan.
Kulbhushan Jamwal, Distt Kangra (HP)
Your articles are really fabulous; I am your great fan. Sir I want my son to become great person like you
R.K. Mulchandani, Through e-mail

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